Abahleli beForbes Health bazimele kwaye banenjongo.Ukuxhasa iinzame zethu zokunika ingxelo kwaye siqhubeke nokubonelela lo mxholo kubafundi bethu simahla, sifumana imbuyekezo kwiinkampani ezibhengeza kwiwebhusayithi yeForbes Health.Le mbuyekezo ivela kwimithombo emibini engundoqo.Okokuqala, sibonelela abathengisi ngeendawo ezihlawulweyo ukuze babonise intengiso yabo.Imbuyekezo esiyifumanayo ngoku kubekwa ichaphazela indlela kunye nalapho unikezelo lwabathengisi luvela kwiSayithi.Le webhusayithi ayibandakanyi zonke iinkampani okanye iimveliso ezikhoyo kwimarike.Okwesibini, sikwabandakanya amakhonkco anikezela ngabathengisi kwamanye amanqaku ethu;la "amakhonkco adibeneyo" anokwenza ingeniso yesayithi yethu xa ucofa kuwo.
Imivuzo esiyifumana kubakhangisi ayichaphazeli iingcebiso okanye iziphakamiso ezenziwa ngabasebenzi bethu bomhleli kumanqaku ethu okanye ngenye indlela ichaphazela nawuphi na umxholo wokuhlela kwiForbes Health.Ngelixa sizabalazela ukubonelela ngolwazi oluchanekileyo noluhlaziyiweyo esikholelwa ukuba luya kuba yimfuneko kuwe, iForbes Health ayiqinisekisi kwaye ayinakuqinisekisa ukuba naluphi na ulwazi olunikiweyo lugqityiwe kwaye alubonisi okanye iziqinisekiso malunga nokuchaneka kwayo okanye ukufaneleka kwayo ngokwesini. .
I-necklace yesilumkiso sonyango sisixhobo esiphathwayo esihlala sinxitywa ngabantu abaneemeko ezingapheliyo okanye abo basengozini yokuwa.Ezi necklaces zinokunika uxolo lwengqondo kuye nabani na ohlala yedwa, kwingxaki okanye ofuna uncedo olukhawulezayo.Ukucofa iqhoshakwikhola yonyango idibanisa umntu onxibileyo kwinkampani yokubeka iliso ye-24/7, ehlala isebenzisa iteknoloji yendawo ye-GPS ukuthumela uncedo ngokukhawuleza.
Ukukhetha i-necklaces ye-alert yonyango engcono kakhulu, iqela le-Forbes Health Editorial lihlalutye idatha esuka kwiinkqubo ze-alert yezonyango eziphantse zibe yi-60 kwiinkampani ze-20 kwaye zinciphise ukuya kwezona zibalaseleyo ngokusekelwe kumandla abo okufumanisa ngokuzenzekelayo ukuwa, unxibelelwano lwexesha langempela kunye nabameli benkonzo yongxamiseko.amagama, amaxabiso kunye nokunye.Funda ukuze ufumanise ukuba zeziphi iintsimbi zomqala ezikuluhlu lwethu.
Le nkqubo yesilumkiso sezempilo efikelelekayo inikezela ngezicelo ezininzi ukusuka kwiziseko zasekhaya ukuya kwipende yentsimbi yomqala, kwaye iteknoloji yeGPS nayo ivumela umntu onxibileyo ukuba ahlale exhumene kwaye ekhuselekile ekuhambeni.Ipendant ayinamanzi kwaye ikhuselekile ukunxitywa kwishawari.Ngesithethi esineendlela ezimbini ezakhelwe ngaphakathi, umsebenzisi unokuqhagamshela kwinkonzo yokubeka iliso yase-US (efumaneka iiyure ezingama-24 ngosuku)ukucofa iqhosha.
Xa unikwe ufikelelo kwi-MobileHelp Connect portal, ukuba umsebenzisi ucofa iqhosha loncedo, abantu ababathandayo bafumana isaziso se-imeyile kunye nemephu yendawo yabo kunye nesitampu sexeshacofa iqhosha.
Le nkqubo yesilumkiso sonyango ayifuni iindleko zezixhobo.Abasebenzisi banokukhetha ukuhlawulela isicwangciso sobhaliso lokubeka esweni ngenyanga, ngekota, ngesiqingatha sonyaka, okanye ngonyaka.
Le necklace isilumkiso sonyango icompact kwaye inesitayile.Inenotshi yokuthintela ukucofa ngengozi kunye neziphumo zobuxoki.Le necklace ayinamanzi kwaye ikhuselekile ukuyisebenzisa kwishawari.Kananjalo inobomi obude bebhetri ukuya kuthi ga kwiminyaka emihlanu, kwaye isithethi esineendlela ezimbini sivumela abasebenzisi ukuba banxibelelane ngokuthe ngqo neenkonzo zokubeka iliso eziqhuba i-24/7.Ngokuphathelele inkqubo ngokwayo, i-GetSafe ibonelela ngeepakethe ezintathu kwiintsapho zabo bonke ubungakanani.
Iinketho ezintathu zokubeka esweni umrhumo wenyanga ziyafumaneka, ngokuxhomekeke kubukhulu bendlu yabasebenzisi:
I-Aloe Care Health ye-Mobile Companion isebenzisa iteknoloji ye-GPS Ewe Ibonelela ngokuchongwa okuzenzekelayo kokuwa Ewe (ibandakanyiwe) Isixhobo sixabisa i-$99.99, inkonzo iqala kwi-$29.99 ngenyanga Kutheni siyikhethile i-Aloe Care Mobile Companion pendant ibonelela nge-24/7 uqhagamshelo kumaziko okufowunela okungxamisekileyo, izithethi ezimbini. vumela abaniniyo ukuba bafumane uncedo xa belufuna, nokuba kusekhaya okanye kushishino.Inikwe amandla yinethiwekhi yeselula ye-AT&T yelizwe lonke ye-LTE, le necklace inokunxibelelana kwiindawo ezininzi zelizwe.Iimpawu eziphambili 30 Day Money Back Guarantee.Iyahambelana ne-app ye-Secure Caretaker (efumaneka kwi-iOS kunye nezixhobo ze-Android).PHAWULA.Amaxabiso asukela ngomhla wokupapashwa.
I-Aloe Care Mobile Companion pendant ibonelela ngoqhagamshelo lwe-24/7 kumaziko okufowunela okungxamisekileyo, ngelixa isithethi esimacala mabini sivumela umntu osinxibileyo ukuba afumane uncedo xa elufuna, nokuba usekhaya okanye ukwishishini.Inikwe amandla yinethiwekhi yeselula ye-AT&T yelizwe lonke ye-LTE, le necklace inokunxibelelana kwiindawo ezininzi zelizwe.
Isixhobo somlingane weselula sisodwa sixabisa i-99.99 yeedola, ngelixa isicwangciso sobhaliso lokubeka iliso sixabisa i-29.99 yeedola ngenyanga.
Ukufumana ezona necklaces zilumkiso zonyango, iForbes Health yahlalutya idatha kwiinkqubo zesilumkiso sezonyango eziphantse zibe ngama-60 kwiinkampani ezingama-20 kwaye yacutha ezona zintathu ziphezulu ngokusekwe koku:
Ukuba umntu onxibe i-necklace yesilumkiso sonyango udibana nengxaki yezonyango okanye ungxamiseko lwezonyango, banokucofa nje iqhosha loncedo kwipendant.Isixhobo sithumela umqondiso kwiziko lokubeka iliso elikude lenkqubo, lidibanisa umnini kunye neengcali zokuphendula ngokukhawuleza.Ngokuqhelekileyo, umqhubi udibanisa abasebenzisi benkqubo kunye namalungu entsapho okanye abahlobo abadweliswe kwiinkcukacha zabo zoqhagamshelwano ezikhethiweyo ukubazisa ngesidingo soncedo.Kwimeko engxamisekileyo yokwenene, abo basabela kuqala bancedisa ukuthumela i-ambulensi, amapolisa, okanye isebe lomlilo lasekuhlaleni ekhayeni labasebenzisi.
Isigqibo sokutyala imali kwi-necklace yesilumkiso sonyango ngokuqhelekileyo siza emva kotshintsho olubonakalayo kwimpilo yomntu okanye ukuhamba.Noko ke, olu tshintsho aluyinciphisi imvakalelo yomntu yokuzimela geqe.Itekhnoloji yesilumkiso sonyango iyaqhubeka nokuqhubela phambili kunye nezinto ezinxitywayo ezibonelela ngokuwa ngokuzenzekelayo, ukulandelela i-GPS kunye ne-4G LTE i-coverage yeselula, okwenza kube lula ukubiza uncedo olungxamisekileyo kwindawo echanekileyo yomsebenzisi.Nabani na ozuzayo kulo luhlu olongezelelweyo lokhuseleko kwindlela yabo yemihla ngemihla kufuneka bacinge ngokungeza i-necklace yonyango kwindlela yabo yemihla ngemihla.
Ukukhetha ukunxiba i-necklace yonyango okanye iwotshi yezonyango kuxhomekeke kukhetho lomntu.Abantu kufuneka bathathele ingqalelo ukuba sesiphi isixhobo esinxitywayo esinokungena ngaphandle komthungo kubomi babo ngaphandle kokuphazanyiswa kwimisebenzi yabo yemihla ngemihla.
Ukongeza kwiimpawu ezibonelelwe ngenecklaces yesilumkiso sezonyango, ezinye iiwotshi zesilumkiso sezonyango zinokulandela umkhondo:
Izacholo zokulumkisa ngonyango ziyinxalenye yenkqubo enkulu yokulumkisa ngonyango.Ngelixa i-necklace sisixhobo esinxitywayo esivumela abasebenzisi ukuba bafikelele ngokulula kwiqhosha loncedo xa beyifuna kakhulu, inkqubo sisixhobo iqhosha elikwi-necklace lisebenzisana nalo ukuthumela umqondiso kwiziko lokujonga elikude eliqhagamshelwe kuyo kwaye uqhagamshele kuyo. .umsebenzisi oneengcali zempendulo yongxamiseko yexesha lokwenene.Zininzi iinkqubo zokulumkisa ngonyango ezingabandakanyi i-necklace ye-alert yonyango, kodwa zonke i-necklaces ze-necklaces zonyango zixhomekeke kwinkqubo yokulumkisa impilo ukuze isebenze.
Ubucwebe be-ID yezoNyango bubonelela ngendlela elula kwaye esebenzayo yokwabelana ngolwazi olubalulekileyo lwezonyango kunye nabaphenduli bokuqala kwiimeko apho umntu onxibileyo akakwazi ukuthetha ngokucacileyo.I-ID yonyango, ehlala ifana nesongo okanye i-necklace, idwelisa nayiphi na i-allergies yonyango okanye iimeko ezingapheliyo ukuba abahlanguli kufuneka baqaphele ngaphambi kokubonelela naluphi na uncedo lwezonyango.
Okwangoku, i-necklace ye-Medical Alert yisixhobo esinxitywayo esidibanisa umsebenzisi kunye neengcali kwiziko lokubeka iliso kwimeko engxamisekileyo kwaye inika uncedo olufanelekileyo.Ezinye iinkqubo zokulumkisa ngezempilo zibonelela aba bameli ngolwazi olusisiseko malunga nempilo yomsebenzisi, efana ne-ID yonyango, kodwa le nkqubo inokunceda.
Iindleko zomgexo wezonyango zixhomekeke kwizinto ezininzi, kungekhona ubuncinane iindleko zenkqubo yayo yokuxhasa.Abanye ababoneleli beenkqubo zokulumkisa ngonyango banikezela zombini iphakheji eyisiseko kunye nenketho yokuphucula kunye neempawu ezongezelelweyo.Iindleko zisenokwahluka ukuba abasebenzisi bafuna izixhobo ezongezelelweyo zokugubungela ikhaya elikhulu, okanye ukuba bakhethe ukhuseleko olongezelelweyo lweselula ukubagcina bekhuselekile ngelixa bengekho ekhaya.
Ngezixhobo ezininzi zokulumkisa ngonyango ezikhoyo, abasebenzisi abanokubakho banokufuna ukudwelisa iimfuno zabo baze bathelekise iinkonzo kunye neepakethi ezibonelelwa ziinkampani ezahlukeneyo ukufumana isixhobo esifanelekileyo kubo.Ngokuqhelekileyo, i-necklace yesilumkiso sonyango ixabisa phakathi kwe-$ 25 kunye ne-$ 50 ngenyanga, kunye nezinye izixhobo ezilahlayo ukusuka kwi-$ 79 ukuya kwi-$ 350.
Ukukwazi ukufumana i-necklaces zonyango simahla kuxhomekeke kwimeko yabo yezemali kunye nokhuseleko lwe-inshurensi.Abanye ababoneleli be-inshurensi yezempilo yabucala, kubandakanywa nabo banikezela ngezicwangciso ze-Medicare Advantage, banokunceda ukuhlawula inkqubo yokulumkisa ngezempilo.Abanye banikezela ngekhredithi yerhafu ngokukodwa kwizixhobo ezibonwa ziyimfuneko kwezonyango ngababoneleli bezempilo.
Okwangoku, abantu abadala abafanelekela i-Medicaid, izibonelelo zamagqala, okanye inkxaso ye-Aging Agency yendawo (AAA) banokufanelekela ukonga okongeziweyo.Amalungu e-AARP anokonga ukuya kuthi ga kwi-15% kwiinecklaces zesilumkiso zonyango.
I-Medicare ayiquki iinkqubo zokulumkisa ngezempilo, kubandakanywa neentsimbi zokulumkisa ngezempilo.Ngenxa yokuba azijongwa njengezixhobo zonyango, azikhutshelwanga yi-Medicare ngezibonelelo zonyango.Oko kuthethiweyo, kukho iindlela ezininzi zokugcina imali kwimiqala yesilumkiso sonyango, kubandakanywa (kodwa kungaphelelanga) usebenzisa izaphulelo zomvelisi kunye nokwenyusa, ukusebenzisa iidola zangaphambi kwerhafu kwi-akhawunti yokonga impilo (HSA) ukuhlawula isixhobo, okanye ukusebenzisa. izibonelelo ze-inshurensi yokhathalelo lwexesha elide.ukubuyisela ezinye iindleko eziyeleleneyo.
Iintambo zonyango zisetyenziselwa kwihlabathi jikelele ukuphucula umgangatho wobomi ngokunciphisa imiba yokhuseleko kunye nokwandisa ukuzithemba kwimisebenzi yemihla ngemihla.Ezi zixhobo ezilula ukusetyenziswa zihlala zibonelela ngeeyure ze-24 zokubeka iliso, ukulandelela indawo ye-GPS, kunye neteknoloji yokufumanisa ukuwa ukuze kuqinisekiswe ukuba abasebenzisi kunye nabathandekayo bazive bekhuselekile ngolwazi lokuba uncedo olungxamisekileyo luyafumaneka xa lufuneka.
Enyanisweni, ngokutsho kophando lwezempilo lwakutsha nje lweForbes OnePoll yabantu abadala abangama-2,000 base-US, i-86% yabaphenduli abathe babika besebenzisa inkqubo yesilumkiso sempilo bathi isixhobo sibasindise (okanye abo bakwinkathalo yabo) kwingozi.ityala.bathi inkqubo yabo yokulumkisa ngempilo ibasindise kwintlekele enokwenzeka, kwaye i-36% ithe ibasindise kwisiganeko esinokunyuka.
Abasebenzisi abanokuthi bathenge iinkqubo zokulumkisa ngezempilo kwi-intanethi ngokuthe ngqo kumvelisi, okwenza kube lula ukuthatha ithuba lalo naliphi na ixabiso lentengiso, bathethe nommeli wenkonzo yabathengi malunga nenkqubo ehambelana neemfuno zabo, kwaye ubone ukuba zeziphi izongezo zenkqubo ezikhoyo.Kuxhomekeka kumvelisi, ezinye iinkqubo zesilumkiso zonyango ezibandakanya iintsimbi zomqala okanye iipendenti zikwafumaneka kubathengisi abafana neWalmart kunye neBest Buy.
Imali yokubeka iliso yenyanga ehambelana ne-Medical Alert Necklace ivumela isixhobo ukuba sidibanise kwiziko lokubeka iliso iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeveki.Abantu abakhetha ukunxiba i-necklace yesilumkiso sonyango endaweni yentlawulo yenyanga baya kulahlekelwa ukufikelela kwizinto ezininzi eziluncedo ezinxulumene nenkqubo.Abanye abavelisi bavumela abasebenzisi ukuba bahlawule ngexesha lonyaka, ngesiqingatha sonyaka, okanye ngonyaka kunenyanga, kodwa kusekho imirhumo yobhaliso ehambelana nenkqubo.
Uninzi lweenecklaces ezilumkiso zonyango azinamanzi, zivumela abasebenzisi ukuba bazinxibe kwishawa okanye ngexesha lesiphango.Nangona kunjalo, ukuntywiliselwa ezi zixhobo emanzini ixesha elide akukhuthazwa.
Isimbo sesilumkiso sempilo esinxitywayo esisebenza ngcono kumntu ngamnye sixhomekeke ngokupheleleyo kwizinto abazikhethayo kunye neendlela zokuphila.Zombini izacholo zonyango kunye neentambo zineenzuzo zabo kunye nokungonakali.
Ukubhaqwa kokuwa ngokuzenzekelayo yitekhnoloji ebeka esweni utshintsho olukhawulezileyo kwindawo yomzimba womntu kwaye emva koko yazise abaphenduli bokuqala ukuba umsebenzisi uhlala engashukumi kwaye akakwazi ukunxibelelana.Olu luphawu olukhethiweyo olukhoyo kwiinkqubo ezininzi zokwazisa ngonyango namhlanje.
Nangona i-necklaces ye-alert zonyango ijoliswe ngokuyinhloko ekuphuculeni ukufikelela kwabantu kunyango xa kukho ingxaki yonyango okanye imeko engxamisekileyo, izixhobo eziphathwayo ezixhaswe ngeselula okanye iteknoloji ye-GPS inokunceda ukuchonga umntu onxibayo ukuba ulahlekile okanye ngenye indlela.Kubonakala ngathi azifumaneki kubantu abakuluhlu lwabafowunelwa abalukhethayo kwindawo yabo.
Ingcaciso enikwe kwiForbes Health yenzelwe iinjongo zemfundo kuphela.Imeko yakho yempilo yeyodwa kuwe kwaye iimveliso kunye neenkonzo esizihlolayo zisenokungafanelanga imeko yakho.Asiboneleli ngeengcebiso zonyango zobuqu, ukuxilongwa okanye izicwangciso zonyango.Ukufumana iingcebiso zobuqu, nceda uqhagamshelane nengcali yezempilo.
IForbes Health ibambelela kwimigangatho engqongqo yokuthembeka kokuhlela.Ngokolwazi lwethu, wonke umxholo uchanekile ukusukela ngomhla wokupapashwa kwayo, nangona izibonelelo eziqulethwe apha zinokungafumaneki.Izimvo ezivakalisiweyo zezababhali kwaye azizange zinikezelwe, zivunywe okanye zivunywe ngenye indlela ngabakhangisi bethu.
UTamra Harris nguMongikazi oBhalisiweyo kunye noMqeqeshi woBuqu oQinisekisiweyo ovela kwiKholeji yaseMelika yezoNyango lwezeMidlalo.Ungumseki kunye ne-CEO yeHarris Health and Wellness Communications.Ngaphezulu kweminyaka engama-25 yamava kukhathalelo lwempilo, uyayithanda kakhulu imfundo yezempilo kunye nokuba sempilweni.
Kuwo wonke umsebenzi wakhe, uRobbie usebenze kwiindima ezininzi njengombhali wesikrini, umhleli, kunye nombalisi wamabali.Ngoku uhlala kufuphi neBirmingham, eAlabama kunye nenkosikazi yakhe nabantwana abathathu.Uyakonwabela ukusebenza ngamaplanga, ukudlala kwiiligi zokuzonwabisa, kunye nokuxhasa isiphithiphithi, iiklabhu zezemidlalo eziphantsi njengeMiami Dolphins kunye neTottenham Hotspur.